What does the option to pay with installments mean?. How does paying in installments on SHOP PAY work?. Which payment methods are accepted if I use the option to pay in installments on Shop Pay?. Which purchases can I pay in installments on?. My inst

What does the option to pay with installments mean?<ul><li style="font-family: Arial, Helvetica, sans-serif;">When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments&#x2014;with 0% APR, no hidden or late fees, and no impact on your credit score.* &#xA0;In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.</li></ul>How does paying in installments on SHOP PAY work?<ol><li style="font-family: Arial, Helvetica, sans-serif;">Add items to your cart</li><li style="font-family: Arial, Helvetica, sans-serif;">Check out with Shop Pay</li><li style="font-family: Arial, Helvetica, sans-serif;">Choose to pay in 4 installments</li><li style="font-family: Arial, Helvetica, sans-serif;">Your first payment will either be due at checkout or 2 weeks after your purchase. The next 3 remaining installments will be automatically charged to your card saved on Shop Pay every 2 weeks. You will get an email reminder before each payment to keep you in the know!&#xA0;</li></ol>Which payment methods are accepted if I use the option to pay in installments on Shop Pay?<ul><li style="font-family: Arial, Helvetica, sans-serif;">The installments option on Shop Pay is available on debit and credit cards. </li></ul>Which purchases can I pay in installments on?<ul><li style="font-family: Arial, Helvetica, sans-serif;">Any product with the Shop Pay Installments option on the product page can be purchased using this payment method.</li></ul>My installments payments using Shop Pay was rejected - why?<ul><li style="font-family: Arial, Helvetica, sans-serif;">Eligibility for and approval of Shop Pay Installments is managed by Shop Pay and Affirm. CJLA has no control over this process, but you should receive an email from Affirm detailing why your payment was rejected.</li></ul>What happens if I need to make a return on my order that was paid in installments?<ul><li style="font-family: Arial, Helvetica, sans-serif;">If you need to return an item before paying off the installments, you will be issued out a store credit for the return as usual. However, &#xA0;you will still need to continue to make the payments until the order is paid off.</li></ul>How can I manage my Shop Pay account or change payment methods and addresses?<ul><li style="font-family: Arial, Helvetica, sans-serif;">You can manage all of these settings through the Shop portal here.</li></ul>Are there late fees?<ul><li style="font-family: Arial, Helvetica, sans-serif;">No, there are no late fees if you miss a scheduled payment.</li></ul>Will this affect my credit score?<ul><li style="font-family: Arial, Helvetica, sans-serif;">No, if you choose to pay in installments through Shop Pay, there will be no impact to your credit score. For Shop Pay installments, Affirm will not report to credit bureaus.</li></ul>I have other questions about paying in installments on Shop Pay.<ul><li style="font-family: Arial, Helvetica, sans-serif;">If you have more questions about installment payments on Shop Pay, you can refer to help pages here or here.</li></ul>*Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: <a href="//affirm.com/lenders">affirm.com/lenders</a>. Options depend on your purchase amount, and a down payment may be required. State notices to consumers <a href="https://www.affirm.com/licenses">https://www.affirm.com/licenses</a>.&#xA0;

Shop Pay Installments

<ul id="isPasted"><li style="font-family: Arial, Helvetica, sans-serif;">E-Gift cards are delivered immediately via email upon completion of your purchase. &#xA0;</li><li style="margin: 0px; padding: 0px; font-family: Arial, Helvetica, sans-serif;">E-Gift cards do not expire.</li><li style="margin: 0px; padding: 0px; font-family: Arial, Helvetica, sans-serif;">To use your E-Gift card online follow these steps:</li></ul><ol><li style="font-family: Arial, Helvetica, sans-serif;">Click &quot;Check Out&quot;</li><li style="font-family: Arial, Helvetica, sans-serif;">On the right side on the check out page you will see a box that says &quot;Gift card or discount code&quot;. &#xA0;Enter your 16-digit code here.&#xA0;</li><li style="font-family: Arial, Helvetica, sans-serif;">Click &quot;Apply&quot;</li><li style="font-family: Arial, Helvetica, sans-serif;">Your subtotal will be adjusted accordingly. &#xA0;</li></ol><ul><li style="font-family: Arial, Helvetica, sans-serif;">If you have a remaining balance on your gift card please keep your original email containing the 16-digit code. &#xA0;You can use the remaining amount toward future purchases.</li><li style="font-family: Arial, Helvetica, sans-serif;">To use a discount code with your E-gift card, first type in your 16-digit E-Gift card code and click &quot;Apply&quot;. &#xA0;Then type in the discount code and hit &quot;Apply&quot;.</li><li style="font-weight: bold; font-family: Arial, Helvetica, sans-serif;">You cannot use a gift card to purchase another Gift Card.</li></ul> <ul><li style="font-family: Arial, Helvetica, sans-serif;">Store credit from returns will be sent to your email after you drop your return off at UPS (if you follow the return process in the portal that can be found under &quot;Returns&quot;). Our system is automated so this will happen automatically and quickly.</li><li style="font-family: Arial, Helvetica, sans-serif;">The store credit will be in the form of a gift card and does not expire</li><li style="font-family: Arial, Helvetica, sans-serif;">You can apply your store credit to any order using the same process as shown above under &quot;E-Gift Cards&quot;</li></ul>

Gift Cards & Store Credit

We accept secure payments via American Express, Visa, MasterCard, Discover, Apple Pay, Google Pay. **All prices are in US dollars and are subject to any applicable taxes according to state and local laws.

We accept secure payments via American Express, Visa, MasterCard, Discover, Apple Pay, Google Pay.<ul style="caret-color: rgb(65, 65, 65); color: rgb(65, 65, 65); font-family: sans-serif;"><li style="font-family: Arial, Helvetica, sans-serif;">You may also use a 1906 Collective E-Gift card for payment.</li></ul> <p style="margin-right: 0px; margin-bottom: 8px; margin-left: 0px; font-size: 16px; padding: 0px; color: rgb(85, 89, 98); font-family: sofia-pro, sans-serif; font-variant-ligatures: normal; orphans: 2; widows: 2; text-decoration-thickness: initial;">**All prices are in US dollars and are subject to any applicable taxes according to state and local laws.

Payment Methods & Gift Cards

Shop Pay Installments

Gift Cards & Store Credit

Pricing & Forms of Payment